Terms & Conditions

Important — draft only, not financial advice.

Every Bot FP output is an AI-generated draft only. It is not financial advice, is not suitable for client reliance, and may contain errors, omissions and assumptions. It must not be issued to or relied on by a client unless and until an authorised adviser has independently reviewed and corrected it, applied professional judgement, and produced and approved the final advice.

The adviser and their financial planning firm remain fully responsible for source accuracy and completeness; scope, recommendations and fees; legal, regulatory and licensee compliance; professional judgement and independent review and correction; and producing and issuing the final advice. Bot FP does not provide or issue advice.

1. The service

Bot FP is a secure AI drafting platform for Australian financial planning firms. It turns client evidence and firm inputs — including meeting notes, fact finds, statements and other client documents — into draft advice documents and supporting files for adviser review. All output remains a draft regardless of file type, label or workflow stage; only the authorised adviser and their firm produce, approve and issue the final advice.

2. Acceptable use

You must have the right to use uploaded material, keep access secure and not use the service unlawfully, maliciously or to disrupt or gain unauthorised access to it.

3. Your documents and content

You retain ownership of uploaded and generated documents. You grant us a limited licence to store and process content solely to provide the service, including configured external model processing when you ask us to draft advice. You and your firm are responsible for ensuring source documents, facts, instructions and inputs are accurate, complete, current and suitable for the intended scope.

4. AI-generated output

Every output is a draft, may contain errors, omissions and assumptions, does not constitute financial advice, and is not suitable for issue to or reliance by a client. Before any output is issued or relied on, an authorised adviser must independently review and correct it, test its assumptions and apply professional judgement. The adviser and firm remain fully responsible for recommendations, fees, compliance and producing and issuing the final advice.

5. Fees, billing and GST

Each new billable job or advice run costs the price shown at checkout and in your dashboard, inclusive of GST, plus any separately itemised card processing surcharge. Initial advice is priced by type — Comprehensive SOA, Insurance-only SOA, Superannuation-only SOA or Record of Advice — while a history-aware follow-up uses the review price. Plain re-runs are free. A payment hold is captured only when an advice pack is delivered; failed runs are not charged.

6. Intellectual property

We retain rights in the platform and underlying technology. Subject to these Terms and payment of applicable fees, you may use generated advice documents for your business purposes.

7. Availability and warranties

The service is provided on an "as is" and "as available" basis. To the maximum extent permitted by law, we exclude warranties that a draft output is accurate, complete, compliant or suitable for client reliance without the required independent adviser review and correction. Nothing in these Terms excludes, restricts or modifies any guarantee, condition, warranty, right or remedy under the Australian Consumer Law or any other law that cannot lawfully be excluded, restricted or modified.

8. Limitation of liability

To the maximum extent permitted by law, we are not liable for loss arising from draft-output reliance, errors, omissions or assumptions, or an adviser or firm failing to independently review and correct the draft, apply professional judgement, comply with applicable obligations, or produce and issue the final advice. Nothing in this section excludes, restricts or modifies liability, rights or remedies that cannot lawfully be excluded, restricted or modified. Where liability cannot be excluded but can lawfully be limited, our total aggregate liability to you and your firm for all claims arising from the particular job giving rise to the claim is limited to the fees actually paid to us for that particular job.

9. Suspension and termination

We may suspend or terminate access for a breach or material service risk. You may stop using the service at any time.

10. Privacy

Our handling of personal information is described in our Privacy Policy, which forms part of these Terms.

11. Changes to these Terms

We may update these Terms. The date above shows when they were last revised.

12. Governing law

These Terms are governed by the laws of Australia.

13. Contact us

Questions about these Terms? Contact us at [email protected].